About ApplyWise – Aged Care Funding & Accommodation Support You Can Trust
Aged care funding support and accommodation guidance are at the heart of what we do at ApplyWise. Our mission is to help Australians access both — with clarity, compassion, and confidence.
The aged care system can be difficult to navigate. Whether you’re hoping to stay at home with funded support, or urgently looking for the right aged care accommodation, most families don’t know where to start — or how to avoid costly mistakes.
ApplyWise exists to guide you through both sides of the process:
Securing the right funding, and finding the right care solution for your needs.
Who We Are
ApplyWise was founded by Anthony Saben, a professional with real-world experience across aged care services, business leadership, and hands-on support roles.
Anthony brings together:
- Practical experience supporting carers and residents in aged care settings
- A strong background in aged care medication management, both as an investor and as a consultant working with providers to improve safety and compliance
- Deep understanding of both home care funding models (like Home Care Packages) and accommodation funding structures (including RAD/DAP fees)
- Familiarity with the NDIS and aged care crossover funding systems
- Over 15 years in business management and negotiation, helping families make well-informed, timely decisions
With both industry-level insight and a compassionate, personal approach, ApplyWise was created to simplify a process that often feels overwhelming and urgent.
Alongside aged care, Anthony has also supported many people living with disability through GuideAbility, a consultancy dedicated to helping NDIS participants access the funding and supports they need. This experience brings a unique perspective to ApplyWise, particularly in understanding how aged care and disability funding systems overlap — and how families can confidently navigate both.
What We Do
We offer personalised, step-by-step support in three key areas:
✅ Aged Care Funding Support
- Help applying for Home Care Packages, residential subsidies, or respite funding
- Clarity around income testing, eligibility, and contribution models
- Assistance preparing documents, submitting applications, and managing follow-ups
- We specialise in aged care funding support for both in-home care and accommodation placement.
✅ Aged Care Accommodation Guidance
- Help understanding and selecting between residential aged care, retirement villages, supported living, dementia care, or respite options
- Comparison of availability, cost, and suitability
- Support liaising with providers and arranging timely placement
✅ Independent Aged Care Advice
- Support for those staying at home and those needing residential care
- No commissions, no affiliations — just honest guidance
- Help for families planning ahead or managing an urgent care need
Why Families Choose ApplyWise
- ✅ Independent & confidential – your situation stays private, and we don’t push you toward any particular provider
- ✅ Fast & practical – we act quickly when time matters, especially after hospital discharges or reassessments
- ✅ Clear & compassionate – no confusing jargon, just real help and guidance
- ✅ With you to the end – from your first enquiry to the day your services or placement is confirmed
ApplyWise isn’t just a form-filling service — we’re a trusted guide through one of life’s most stressful transitions.
How We Work
ApplyWise offers more than just advice — we walk alongside you from start to finish. Whether you’re filling out a Home Care Package application, comparing aged care facilities, or unsure what to do after a hospital discharge, we provide real-time support. Many families are unaware they qualify for aged care funding support — we ensure nothing is missed.
Our aged care funding support service includes help with Home Care Packages, income testing, and residential care subsidies.
We’ll explain every step, help with paperwork, liaise with providers where needed, and ensure you never feel alone in the process. Our goal is to take a stressful situation and make it manageable, with clear next steps at every stage. Every situation is different — and we tailor our approach to meet your exact needs.


