Home Care & Ongoing Fee Calculators
These home care fee calculators help you estimate the different charges you might face when receiving government-funded home care — including the Basic Daily Fee and any Income-Tested Care Fee.
Use them to explore:
- The basic daily fee for each Home Care Package level
- Whether you may be charged an income-tested care fee
- Your estimated total daily cost combining both fees
These are general guides only – actual fees are determined by Services Australia through a full income assessment. Some providers may also waive or reduce certain charges. These tools are here to help you plan and make informed decisions before starting care. Also see MyAged Care Home Care Packages and Services Australia. Our Accommodation Cost calculators can be found here.
Home Care Fee Calculator – Estimate Basic Daily Charges
Want a clearer picture of what you might pay under a government-funded Home Care Package?
This calculator estimates your basic daily fee and any income-tested contribution, based on your annual income.
These fees apply regardless of your package level (Levels 1-4), and are determined by Services Australia after an income assessment.
⚠️ Note: While the basic daily fee is capped by the government, some providers may waive or reduce it – especially for lower-level packages or in cases of financial hardship.
Use this tool as a guide only to help with planning. Actual fees can vary depending on your circumstances and provider. This free home care fee calculator is here to help you plan with confidence.
This is a general estimate only. Actual costs may vary depending on income assessment by Services Australia. Basic Daily Fee is capped and may be waived by some providers.
Basic Daily Fee Estimator
Wondering what the standard daily charge is for your Home Care Package?
This calculator shows the Basic Daily Fee for each package level (Levels 1 to 4).
✅ It’s a set amount determined by the government, the same for everyone regardless of income.
🔁 It increases annually with indexation.
🧾 Some providers may waive this fee, especially for lower-level packages or those experiencing financial hardship – so it’s worth asking.
⚠️ Important: This is not the only possible cost. If your income is above a certain threshold, you may also be asked to pay an income-tested care fee. This free home care fee calculator is here to help you plan with confidence.
This is the standard daily fee for each Home Care Package level. Providers may choose to waive it, and it’s subject to indexation. Figures reflect current rates for the 2024–25 financial year.
Home Care Fee Calculator – Income-Tested Care Fee Estimator
If your income is above a certain level, you may be asked to contribute more toward your Home Care Package.
This calculator provides a general estimate of the Income-Tested Care Fee — an additional fee you may need to pay on top of the Basic Daily Fee.
💡 The amount depends on your annual income, not your assets.
🧮 It’s designed to give you a rough guide to your potential contribution — actual fees are determined by Services Australia after a full income assessment.
🛑 Note: Not everyone pays this fee. Many people on the Age Pension don’t pay anything extra. This free home care fee calculator is here to help you plan with confidence.
This tool provides a general estimate of the income-tested care fee you may need to pay in addition to the basic daily fee for a Home Care Package. Final fees are assessed by Services Australia.
Home Care Fee Calculator – Total Daily Home Care Cost Estimator
Want to understand what your total daily out-of-pocket costs might be under a Home Care Package?
This calculator combines two key components:
- Basic Daily Fee (a standard fee that some providers may waive)
- Income-Tested Care Fee (an additional amount only applicable if your income is above a certain threshold)
🧾 By entering your Home Care Package level and annual income, you’ll get a general idea of your estimated total daily cost.
⚠️ Keep in mind: This is a guide only. Your actual fees are set by Services Australia and may be affected by a full income assessment and any provider decisions.
Many pensioners may not need to pay the income-tested component at all. This free home care fee calculator is here to help you plan with confidence.
This tool combines your Basic Daily Fee and Income-Tested Care Fee to give an estimate of your total daily out-of-pocket cost. Actual fees may vary based on your full assessment by Services Australia.
Frequently Asked Questions
What is the Basic Daily Fee in a Home Care Package?
The Basic Daily Fee is a standard amount set by the government that home care providers may charge. It applies to all package levels, but some providers may waive or reduce it, especially for Level 1 and 2 packages or those in financial hardship.
What is the Income-Tested Care Fee?
This is an additional fee some people pay based on their income. It’s assessed by Services Australia after a formal income test. Many people on the full Age Pension won’t be charged this fee at all.
How accurate are the home care fee calculators?
These calculators give a general estimate based on current government rates and income thresholds. They’re meant for planning purposes only. Actual fees are confirmed after a full assessment by Services Australia.
Do I have to pay both the Basic Daily Fee and the Income-Tested Care Fee?
Not always. Everyone may be asked to pay the Basic Daily Fee, but many providers waive it. The Income-Tested Care Fee only applies if your income is above a certain threshold. You may end up paying one, both, or neither — depending on your assessment.
Can I reduce my out-of-pocket home care costs?
Yes. Some providers are flexible with fees and may waive or reduce certain charges. Also, depending on your income and circumstances, you may qualify for reduced or no income-tested care fees.